When it is time to get home insurance, it is vital to know the right questions to ask to ensure the proper coverage. At Noble Insurance in Rocky Hill, CT, we provide the personal service that our customers require.
Home Insurance FAQs
How much liability insurance is enough?
How much liability insurance you need depends on how many assets you have and how much risk. If you have a trampoline or a swimming pool and are a big entertainer, having extra liability coverage is a good idea. Having a lot of assets raises your risk level, so increasing liability coverage and maybe even getting an umbrella policy makes good sense.
Will home insurance cover my jewelry?
Home insurance does cover jewelry, but it has a relatively low limit. If you have some nice pieces of jewelry, get an appraisal and consider a jewelry rider for your policy.
Am I covered for theft when I take my possessions away from home?
Yes, you are. You are covered for items you may have in your vehicle, on a plane, in a hotel, or anywhere else you may travel away from home.
Does home insurance cover a dog?
Most dogs are covered, but certain breeds are excluded. If you have a dog, talk to your insurance agent to make sure you don’t have an excluded breed.
What isn’t covered by home insurance?
Home insurance has exclusions. These include earth movement, floods, owner neglect, pest or rodent infestation, sewer backup, and certain dog breeds. Some of these exclusions can be covered by adding a rider to your policy or by buying an additional policy.
Noble Insurance is Here To Help!
Contact Noble Insurance in Rocky Hill, CT, for help choosing the right home insurance.
