For condo owners in Rocky Hill, CT, understanding the difference between the condo association’s master policy and individual condo insurance can be confusing. At Noble Insurance, we’re here to clarify these differences and help you understand the importance of having personal condo insurance.
What is a Master Policy?
A master policy is an insurance policy held by the condo association. It typically covers common areas such as hallways, roofs, and elevators. However, it may not cover the interior of your unit or your personal belongings. That’s where individual condo insurance comes in.
The Role of Condo Insurance
Condo insurance, also known as HO-6 insurance, provides coverage for the interior of your unit and your personal belongings. It can also provide liability coverage in case someone is injured in your condo. At Noble Insurance, we offer comprehensive condo insurance policies tailored to your needs.
Why You Need Both
While the master policy provides some level of protection, it’s often not enough. Without individual condo insurance, you could be left to cover the costs of damage to the interior of your unit or replacement of your personal belongings out of pocket. Condo insurance fills in these gaps, providing you with the coverage you need.
Get Your Condo Insurance Quote Today
Ready to protect your condo in Rocky Hill, CT with individual condo insurance? Contact Noble Insurance today for a free insurance quote. Let us help you understand your coverage needs and find the right policy for you.
